Charged After Cancelling SpankBang

SpankBang bills in-house rather than through a third-party processor, which narrows the possibilities considerably: there is no second company that could have missed the instruction. In practice a surviving charge here means an annual term, or a second account on a different email address holding the live subscription.

What is actually happening on SpankBang

The paid tier is billed by the operating company rather than a processor. A surviving charge is normally a longer term still running or a second account. There is no third party to have missed an instruction.

Is it an annual term you are still inside?

Annual plans are sold hard on tube upgrades because the effective monthly rate looks trivial. Twelve months later the renewal arrives with no warning and no memory attached to it. If the amount is roughly twelve times what you thought you were paying, that is your answer and the cancellation almost certainly worked.

Premium here is primarily an ad-removal and playback-quality product rather than a content product, so the value drops sharply if you are not a heavy daily user — and it renews regardless.

Which email address gets the receipts?

Premium tiers are usually bought on an impulse, from whichever account happened to be signed in. Months later the person reading the statement is signed into a different one, sees no subscription, and concludes the cancellation failed. The receipts settle it: whichever address they arrive at is the account that holds the subscription.

When the next charge would land

Standard auto-renew; cancelling returns you to the free tier rather than cutting you off.

Escalating on an in-house charge

With in-house billing there is no processor desk to escalate to, so support is the route and the receipt is the evidence. Find the receipt email, note the account it was sent to, and open the dispute from that address. A dispute raised from the wrong email address about an account that is not the subscribed one goes nowhere.

Reading the charge before you dispute it

An in-house discreet descriptor appears on the statement.

The evidence to keep

Whatever the cause turns out to be, keep three things: the cancellation confirmation with its date, a screenshot of the account page showing the subscription as inactive, and the full descriptor text from the statement. A chargeback is decided on documentation rather than on account, and a bank that can see a dated confirmation against an undated denial resolves it quickly. Raise it with the merchant or processor first — going straight to a chargeback can get the account closed and any content you still have access to along with it.

Where the cancellation should have happened

Premium is cancelled in the account settings.

The charge that cannot come back

Every problem on this page exists because someone else holds a standing permission to take your money. A one-time payment does not have that shape: there is no mandate, no renewal date, no processor, and no second membership that can appear from a checkout you half-read. Selected Content is built that way — one payment, permanent access, unlimited downloads, new content every week, and a 30-day money-back guarantee.